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Discussing Chapter 13 requirements

Everyone who files for bankruptcy has to qualify for the particular chapter that they file for. With Chapter 13 bankruptcy, the requirements are a little different than that of Chapter 7. And Chapter 7 bankruptcy requirements are different than Chapter 11...

Can you qualify for a Chapter 13 bankruptcy?

If you are among the many Americans facing overwhelming debt, you may be considering filing for bankruptcy. Most people filing for personal bankruptcy do so through either Chapter 7 or Chapter 13 bankruptcy, depending on their level of income, and there are some...

On bankruptcies and credit scores

Bankruptcy is an inherently complicated and heavy process for the person filing. It is scary and intimidating too, because the perception of bankruptcy is that once you file it, your credit will be ruined forever and your life will never be the same ever again. It is...

3 things to know about student loans and bankruptcy

College often seems like a one-way ticket to a promising career, higher earnings and a secure future. For many people, however, this is not the case. For students who do not complete their degrees or graduates who cannot land high-paying jobs, the lingering student...

What is a reaffirmation agreement?

Before we can dive in to the topic of reaffirmation agreements and, thus, answer the question posed in the title, let's discuss some basics about bankruptcy. As you know, when you finalize your bankruptcy, your unsecured debts will be eliminated in the discharge...