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Questions

Explaining the automatic stay

Imagine that you have a mountain of debt that is causing you mental anguish and emotional pain. The stress of the situation cripples you at work, making it impossible for you to concentrate. Every time the phone rings you ignore it, because it's yet another unknown...

Don’t fear the bankruptcy filing

Filing for bankruptcy is intimidating, and one of the biggest fears that most people have going into the process is that the filing will ruin their life for a long time. There are obviously some serious matters that could be detrimental to you in the wake of a...

Recognizing illegal debt collection tactics

If you are like many other Americans, and you find yourself struggling to make ends meet and pay bills on time, you may find yourself on the receiving end of some unwanted attention from debt collectors. If you have ever received calls and communications from debt...

Everything you need to consider for Chapter 13

Chapter 13 bankruptcy can provide a lot of benefits to the individual filer. As with all chapters of bankruptcy though, there are some downsides to filing for Chapter 13 bankruptcy. Today, we would like to discuss the many different positives and negatives of filing...

Do not be afraid of the bankruptcy process

When you hear the term "bankruptcy," you may feel fearful. You may think that filing for bankruptcy is a moral failure or it will ruin your credit forever. There are a lot of myths and misunderstandings about bankruptcy that induce fear and intimidation in...