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July 2018 Archives

Tips for dealing with payday lenders

When an emergency strikes or you need a little extra money to make it through to payday, you might turn to payday lenders. The interest rates leave a bad taste in your mouth, but, hey, these lenders will give you money without much red tape. You cannot say that for many other lenders.

Things to know about a balance-transfer credit card

If you have debt spread over multiple credit cards, there are several strategies you can use to regain control of your finances. For example, you may decide to tackle the credit card with the highest interest rate first. Once that one is eliminated, you can then begin to pay off the one with the second-highest interest rate, etc.

How do you strip a lien?

If you face overwhelming debt in Louisiana and have both a first and second mortgage on your home that you fear you cannot pay, you may be able to save your home from foreclosure via a Chapter 13 bankruptcy. In addition, you may be able to get rid of your second mortgage and the lien on your home held by your second mortgage lender (if you have no equity in your home).

Some creditor behaviors may be considered to be harassing

If you have delinquent debts, then you've likely received your fair share of harassing calls from collection agencies. What you may not be aware of is that there's a limit to how a debt collector can engage with you. If their interaction with you goes beyond a certain point, then they may be violating the Fair Debt Collection Practices Act (FDCPA).

McBride Law Firm

McBride Law Firm
301 Jackson Street Suite 101
Alexandria, LA 71301

Phone: 318-625-0471
Fax: 318-445-8066
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