Even if you have the best intentions, you may find it difficult to stop using your credit cards. For one reason or another, you continually pull out a card and overspend. If this is a problem for you, don't expect to get away with it forever. At some point, your...
You are in the process of filing for your personal bankruptcy, and you worry about what happens after. Whether you are due to receive a Chapter 7 discharge of your debts or a debt restructuring through Chapter 13, you are bound to have some questions. Like many other...
If you're facing credit card debt, you know just how difficult it can be to make any real progress. There are many reasons for this, including a high interest rate that continually adds to your debt. Fortunately, there are steps you can take to lower your credit card...
If you're inching closer and closer to filing for Chapter 7 bankruptcy, it's imperative to understand what you're getting into. The way you prepare for this process will help you make the right decisions at the right time. Once you have weighed your options, here are...
If you find yourself buried in credit-card debt, it's important to carefully review your most recent statements for a clear idea of exactly where things stand. When doing so, pay close attention to the minimum monthly payments. These are the amounts you're required to...
If you have creditors who keep calling to ask for payments, you may be tempted to tell them to stop. After all, you are seriously considering filing for bankruptcy. Alternatively, no creditors are calling yet, but you might reach out to them to let them know...
If you receive a foreclosure notice, your stomach will sink and your head will begin to spin. This is a natural reaction, as you know your lender is closing in on repossessing your home. Fortunately, even if you receive a foreclosure notice, it doesn't mean that you...