Imagine a situation in which you've taken on more credit card debt than you can handle. Every month, you're lucky to be able to make the minimum payment. As a result, finance charges and late fees continue to pile up. While there are many strategies for reducing your...
If you're facing foreclosure, it makes sense to contact your lender to find out exactly what's going on. Remember, your lender doesn't want to foreclose on your home, so they're more than willing to work something out with you. Your primary goal is to contact your...
If you cannot sleep well at night because you spend most of the time stressing about where your next dollar is coming from or which payments to juggle so you do not fall further behind, it may be time for you to examine bankruptcy as a solution. It can eliminate your...
Many people neglect to even consider bankruptcy because they're concerned about losing their home. While it's a legitimate concern, there is no guarantee you won't be able to stay in your home after your bankruptcy filing is complete. There are three points of...
As you review your credit card account, you may come to the scary realization that you're slipping behind month after month. As your credit card debt piles up, it's only natural to worry about the impact on your future. This should lead you to look into the many ways...
Many people who have fallen into debt assume they are helpless against debt collection agencies. They assume these companies have a right to harass them at their leisure. The truth is that you have plenty of options when it comes to prudent debt relief. One...
There may come a point when you're unable to pay your credit card bills. Even the minimum payment has become too much for you to handle. As stressful as it may be, you need to consider all your options for moving forward. On the surface, it sounds like a good idea to...