A recent post about creditor harassment listed a couple of ways creditors or collection agencies can become a nuisance. If you have debt you are probably already stressed out and doing what you can to address the financial hurdles in your life. Harassment by outsiders turns stress into major anxiety and even daily fear.
Data gathered from agencies and organizations across the country reveal how many families are struggling with medical bills. Part of the problem is that people are responsible for paying more out-of-pocket costs because of high-deductible insurance plans. To meet their obligations, some will use their savings. Others will use credit cards with high interest rates that inevitably pile up. Eventually the money runs out and the credit cards are maxed, but the pile of medical bills remains. The result is that health care has become the primary reason for bankruptcy in America.
Is your New Year's resolution to finally face your debt? If so, meeting with a bankruptcy lawyer might be the best first step to take.
Owning a business is not for the faint of heart. While starting a successful business from the ground up can be one of the most rewarding experiences in life, there are many, many businesses that fail every year in Louisiana.
One of the best things a person can do to rebuild their credit score after filing for bankruptcy protection is to open a credit account and use it wisely. However, those who have had financial problems in the past are often offered subprime credit cards, which can lead to even more debt.
For many people facing serious debt problems, the last thing they want to do is take on a complicated legal process like filing for bankruptcy. But the truth is that, with the right lawyer on your side, filing for bankruptcy doesn't have to be stressful.
Medical insurance has changed drastically in the United States in recent years. Far more Americans are turning to high-deductible medical insurance policies to offset the rising cost in premiums. Many people assume their medical costs will be minimal and easy to handle in the upcoming year. Some put extra money in an HSA, but many simply rely on the hope that nothing terrible will happen.
Anyone who has ever experienced the threat of foreclosure knows how overwhelming and stressful it is to have that possibility looming overhead, growing with every late or insufficient payment.
There is a lot of misinformation that gets passed around about bankruptcy. Are you falling for any of the myths that are out there?
"We make you our priority," is a promise many bankruptcy law firms make in their marketing today. How often do they uphold it? What do they really mean when they say it? What do we mean when we say that we put you first?