If you cannot sleep well at night because you spend most of the time stressing about where your next dollar is coming from or which payments to juggle so you do not fall further behind, it may be time for you to examine bankruptcy as a solution. It can eliminate your...
Many people who have fallen into debt assume they are helpless against debt collection agencies. They assume these companies have a right to harass them at their leisure. The truth is that you have plenty of options when it comes to prudent debt relief. One...
Filing for bankruptcy can be a scary process, even if you know it is necessary. One of the most intimidating aspects of declaring bankruptcy is wondering what it does to your credit score. You may fear your credit will be in shambles for years to come – or even...
If you have creditors who keep calling to ask for payments, you may be tempted to tell them to stop. After all, you are seriously considering filing for bankruptcy. Alternatively, no creditors are calling yet, but you might reach out to them to let them know...
When an emergency strikes or you need a little extra money to make it through to payday, you might turn to payday lenders. The interest rates leave a bad taste in your mouth, but, hey, these lenders will give you money without much red tape. You cannot say...
If you face overwhelming debt in Louisiana and have both a first and second mortgage on your home that you fear you cannot pay, you may be able to save your home from foreclosure via a Chapter 13 bankruptcy. In addition, you may be able to get rid of your second...
Bankruptcy can be a bad word to some people. This route may seem daunting, costly, harmful or unnecessary. If you have one of these mindsets, you may choose to look for an alternative debt relief program to get out of financial hot water. Unfortunately, many of these...
If you are like many other Americans, and you find yourself struggling to make ends meet and pay bills on time, you may find yourself on the receiving end of some unwanted attention from debt collectors. If you have ever received calls and communications from debt...
Payday loans are an increasingly popular way for people to get money quick. But these loans can be quite risky because the debt can build up fast and become overwhelming. If you feel trapped in a cycle of payday loan debt and believe you have no other...
One stumbling block that keeps some people from filing for bankruptcy is the belief that it will doom their credit for years. However, it is possible to begin rebuilding your credit promptly, and in just a few months, your credit score may start to rise. In a...