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Recognizing illegal debt collection tactics

If you are like many other Americans, and you find yourself struggling to make ends meet and pay bills on time, you may find yourself on the receiving end of some unwanted attention from debt collectors. If you have ever received calls and communications from debt collectors, you probably have an idea of just how aggressive some of these people can be, but you do not have to suffer through harassing or threatening behavior.

It is not uncommon for women to suffer financially after divorce

It is stressful and emotionally draining to go through a divorce. It is often financially devastating as well, particularly for women. Like many divorced women in Louisiana, you may have been quite comfortable during your marriage only to find yourself in dire financial straits once you were newly single, regardless of receiving alimony or child support.

Understanding the bankruptcy means test

If you are considering filing for bankruptcy and have begun researching the process involved in doing so, you may have come across the term “means test,” and you may be wondering what it is and what it entails. Essentially, the bankruptcy means test determines whether you may file for debt forgiveness through a Chapter 7 bankruptcy or whether you must do so through a Chapter 13 bankruptcy, which involves restructuring existing debts.

When to consider filing for bankruptcy

If you are like a multitude of other Americans, the day may come when you find yourself facing overwhelming debt and begin asking yourself whether filing for bankruptcy could provide you with some sense of relief. You may, too, like many others, feel hesitation in taking the next step, whether because you feel there is a stigma attached to filing, or for another reason entirely.

Can you qualify for a Chapter 13 bankruptcy?

If you are among the many Americans facing overwhelming debt, you may be considering filing for bankruptcy. Most people filing for personal bankruptcy do so through either Chapter 7 or Chapter 13 bankruptcy, depending on their level of income, and there are some important distinctions between the two. In a Chapter 13 bankruptcy, for example, you may be able to hang on to certain assets, such as your home or your car, if you are currently earning income. However, you must meet certain criteria to be eligible for filing.

3 things to know about student loans and bankruptcy

College often seems like a one-way ticket to a promising career, higher earnings and a secure future. For many people, however, this is not the case. For students who do not complete their degrees or graduates who cannot land high-paying jobs, the lingering student debt can easily become stifling. You might be wondering whether bankruptcy is an option in addressing the problem.

If considering bankruptcy, do not make this one big mistake

At any given moment, many people are considering bankruptcy. They do so for a variety of reasons, such as job loss, medical debt and crippling credit card bills. However, some feel tempted to dip into one last account, their retirement account, before they meet with an attorney.

McBride Law Firm

McBride Law Firm
301 Jackson Street Suite 101
Alexandria, LA 71301

Phone: 318-625-0471
Fax: 318-445-8066
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