It's easy for credit-card debt to spiral out of control, especially since you're only required to make a minimum payment every month. If this happens, you'll soon find yourself searching for answers.
5 ways to stop using your credit cards
Even if you have the best intentions, you may find it difficult to stop using your credit cards. For one reason or another, you continually pull out a card and overspend.
Tips for negotiating a lower credit card interest rate
If you're facing credit card debt, you know just how difficult it can be to make any real progress. There are many reasons for this, including a high interest rate that continually adds to your debt.
Should you pay more than the monthly minimum on your credit card?
If you find yourself buried in credit-card debt, it's important to carefully review your most recent statements for a clear idea of exactly where things stand.
Things to know about a balance-transfer credit card
If you have debt spread over multiple credit cards, there are several strategies you can use to regain control of your finances. For example, you may decide to tackle the credit card with the highest interest rate first. Once that one is eliminated, you can then begin to pay off the one with the second-highest interest rate, etc.
Credit-card fees can add to your debt problem
If you find yourself facing a large amount of credit-card debt, you'll want to implement a strategy for paying it off as quickly as possible.
5 things you should never put on your credit card
Access to a credit card can be both a good and bad thing. On the plus side, you don't have to immediately part with cash to make a purchase. Conversely, this makes it much easier to spend money on something you can't afford.
How to prioritize credit-card debt
If you find yourself drowning in credit-card debt and searching for a solution, the best thing you can do is start at square one. For most, this means learning more about credit-card debt and understanding the steps you can take to make progress in paying it down.
Report: Average credit card debt low in Louisiana
Having credit card debt is very common here in the United States. How much such debt do people here in Louisiana tend to carry? Less than individuals from many other parts of the country, according to recent figures discussed in a Forbes article.
Credit-card debt negotiation: These tips can help
If you come to find yourself drowning in credit-card debt, it's safe to assume you'll quickly search for a way out.
