Most Americans have at least some form of debt, whether it is a home mortgage, an auto loan, student loans or some other kind of credit. In fact, many of us will carry various forms of debt for our entire lives. But have you ever wondered what will happen to your debt...
For a lot of people, bankruptcy is a scary word. The thought of facing overwhelming debt can be terrifying, especially when it means letting other people know exactly how much you owe. You might also be nervous about what the legal bankruptcy process is like, and the...
Medical insurance has changed drastically in the United States in recent years. Far more Americans are turning to high-deductible medical insurance policies to offset the rising cost in premiums. Many people assume their medical costs will be minimal and easy to...
Anyone who has ever experienced the threat of foreclosure knows how overwhelming and stressful it is to have that possibility looming overhead, growing with every late or insufficient payment. Here are the first steps you should take in addressing the problem to...
Bankruptcy provides individuals and families the opportunity to start over fresh on a new financial footing. The stress of debt and the harassment of debt collectors is behind them. For many, there is a new challenge: making new habits and financial decisions that...
Everyone knows that medical treatment can be very expensive, even for patients who have medical insurance. This is especially true for cancer patients as new cancer therapies are now between $10,000 and $60,000. As a result, many cancers survivors end up facing a...
We are in the middle of the busiest shopping time of the year, and with so many great deals happening in stores and online, it can be difficult to avoid overspending. This time of year is when many people's debt situation goes from bad to worse, especially for those...
If you have a great deal of debt and are trying to make ends meet you may be overwhelmed. If you are behind on payments and being harassed by creditors, you are probably feeling a lot of stress. It doesn't have to be this way however. We help people get out of debt...
If you are in your 20s or 30s and already have significant debt, you are certainly not alone. Research shows that two-thirds of millennials have long-term debt and a majority are struggling to repay it. In addition to long-term debt, such as student loans, the...
As you may already know, in order to qualify for Chapter 7 bankruptcy you have to pass a "means test." The means test was put in place to reserve bankruptcy for people who need it most. As a result, people with higher incomes are not allowed to file for Chapter 7...