It can be stressful to have a creditor bothering you about your debt all the time. And the more creditors you have, the more unbearable their collection efforts become. If this is happening to you, you can stop their tireless pursuit by filing for personal bankruptcy....
You have heard cliches about who files for bankruptcy time and time again. But many different types of people wind up filing for bankruptcy in a move that will change their lives for the better. Why will doing so improve things? Because they ensure that they will gain...
There’s no getting around it – while bankruptcy provides relief from debt and the chance at a fresh start, it isn’t without its setbacks. Depending on which chapter of bankruptcy you file, it can remain on your credit report for seven to 10 years. In addition to this...
Upon experiencing dire financial straits, it's not uncommon for Louisiana residents to consider a variety of outlets for relief. In some cases, similar concerns could leave a person wondering if debt consolidation might be viable. Certain risks are associated with...
It is never easy to concede that it might be time to declare bankruptcy. The American dream seems to be open only to people not weighed down with unmanageable personal debts. But this is far from the case. Bankruptcy is supposed to be a fresh start that lets people...
The modern American healthcare system is incredible in what it is capable of doing. Individuals with severe trauma such as brain injuries, as well as those with formerly fatal diseases like cancer, can seek care and treatment that can extend their life or even...
If you're finding yourself dealing with a significant amount of debt, you know how stressful it can be. However, some kinds of debt have a greater impact on our quality of life than others. A study published by The Motley Fool found that 83% of people without debt...
No, "zombie debt" does not refer to the credit card balances owed by characters on The Walking Dead. It's debt that is, like zombies, dead. It's no longer owed. That may be because the statute of limitations for collecting it has passed, it's been discharged in...
If you are considering bankruptcy, you likely don't have substantial balances in your bank accounts. However, you may have one or more retirement accounts in which you've managed to save a fair amount of money over the years. What happens to your accounts when you...
You always dreamed of a big, old-fashioned southern wedding -- or maybe that was your spouse's lifelong fantasy. Regardless of whose idea it was, you ended up tens of thousands of dollars in debt for the big day. You're not alone. In a recent survey by Lending Tree,...