Dealing with overwhelming debt can be stressful and impact all parts of your life. Individuals who are able to face their fear and address that debt via consumer bankruptcy usually find it is beneficial. In addition to either eliminating or getting debt under control,...
We all want the young people we love to have the best opportunities in life, which is why many parents and grandparents agree to co-sign for private student loans and federal PLUS loans. However, things don't always go as planned, and if the student ends up defaulting...
If you have a great deal of debt and are trying to make ends meet you may be overwhelmed. If you are behind on payments and being harassed by creditors, you are probably feeling a lot of stress. It doesn't have to be this way however. We help people get out of debt...
If you are in your 20s or 30s and already have significant debt, you are certainly not alone. Research shows that two-thirds of millennials have long-term debt and a majority are struggling to repay it. In addition to long-term debt, such as student loans, the...
As you may already know, in order to qualify for Chapter 7 bankruptcy you have to pass a "means test." The means test was put in place to reserve bankruptcy for people who need it most. As a result, people with higher incomes are not allowed to file for Chapter 7...
The short answer to this frequently-asked question is: Yes, it is often possible to file for bankruptcy protection and keep your home. One of the biggest misnomers about filing for bankruptcy is that the process results in losing all of your property and assets. As a...
Millions of Americans have pursued higher education in order to be in a better place financially, only to discover that their student loans have saddled them with a lifetime of unmanageable debt. In fact, student loan debt has reached an astounding $1.2 trillion...
Filing for bankruptcy is not something to be ashamed of. Our founding fathers made bankruptcy an option in our Constitution because they understood what a burden serious debt can be and they wanted Americans to be able to regain their freedom. As you probably already...