Chapter 13

If you have delinquent debts, then you've likely received your fair share of harassing calls from collection agencies. What you may not be aware of is that there's a limit to how a debt collector can engage with you. If their interaction with you goes beyond a certain...

Although many consumers gravitate toward Chapter 7 bankruptcy as it provides a fresh start within several months, you may come to find that you don't qualify. In this case, you'll probably want to learn more about Chapter 13 bankruptcy. There are many benefits of this...

Chapter 13 bankruptcy can provide a lot of benefits to the individual filer. As with all chapters of bankruptcy though, there are some downsides to filing for Chapter 13 bankruptcy. Today, we would like to discuss the many different positives and negatives of filing...

We've talked about Chapter 13 bankruptcy on this blog numerous times, and when we do we always mention the repayment plan that is involved with the process. This is the signature characteristic of the Chapter 13 filing, allowing the bankrupt individual to reorganize...

If you are among the many Americans facing overwhelming debt, you may be considering filing for bankruptcy. Most people filing for personal bankruptcy do so through either Chapter 7 or Chapter 13 bankruptcy, depending on their level of income, and there are some...

Chapter 13 bankruptcy is one of the two most common forms of personal bankruptcy. Many people use Chapter 7 bankruptcy. This forms requires a means test to be passed. If you earn too much then you won't qualify for Chapter 7. Chapter 13 is a great option for those who...

As with any form of bankruptcy, Chapter 13 has numerous positive and negative aspects to it. The filer needs to qualify for Chapter 13 first, which has strict income rules, but if you do qualify for Chapter 13 and the repayment plan that it offers, it could make it...

If you are considering filing for bankruptcy, you may be dealing with enormous stress. For many people in the Alexandria, LA, area, the ability to continue working and functioning ranks among top concerns. Commuting to work, taking children to and from school,...

Filing for Chapter 13 bankruptcy may be the better choice for your situation, but it still involves a complex process. Part of the procedure is meeting with the trustee, which is called a 341 meeting or hearing.   Thinking about the meeting may cause you some...

There are two common forms of personal bankruptcy that many people have heard of, but they may not know the differences between them. Chapter 7 bankruptcy and Chapter 13 bankruptcy are critical tools that people can utilize to get out from underneath their debt. But...