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Is it time to file for bankruptcy?

There is no telling what kind of hard challenges life will throw our way. Sudden medical hardships and unexpected disasters can even cause people with strong financial skills to suddenly become penniless. Bankruptcy attorneys know how to help people overcome their...

Are there any drawbacks of Chapter 13 bankruptcy?

There are many good reasons to consider Chapter 13 bankruptcy, including the ability to catch up on your debt over the course of your repayment plan. While it's easy to focus on the benefits of a Chapter 13 bankruptcy filing, you should also learn more about some of...

The top benefits of Chapter 13 bankruptcy

Although many consumers gravitate toward Chapter 7 bankruptcy as it provides a fresh start within several months, you may come to find that you don't qualify. In this case, you'll probably want to learn more about Chapter 13 bankruptcy. There are many benefits of this...

Everything you need to consider for Chapter 13

Chapter 13 bankruptcy can provide a lot of benefits to the individual filer. As with all chapters of bankruptcy though, there are some downsides to filing for Chapter 13 bankruptcy. Today, we would like to discuss the many different positives and negatives of filing...

How do you create and submit a repayment plan?

We've talked about Chapter 13 bankruptcy on this blog numerous times, and when we do we always mention the repayment plan that is involved with the process. This is the signature characteristic of the Chapter 13 filing, allowing the bankrupt individual to reorganize...

Chapter 13 repayment plans can be beneficial

Chapter 13 bankruptcy is one of the two most common forms of personal bankruptcy. Many people use Chapter 7 bankruptcy. This forms requires a means test to be passed. If you earn too much then you won't qualify for Chapter 7. Chapter 13 is a great option for those who...

The good and the bad of Chapter 13

As with any form of bankruptcy, Chapter 13 has numerous positive and negative aspects to it. The filer needs to qualify for Chapter 13 first, which has strict income rules, but if you do qualify for Chapter 13 and the repayment plan that it offers, it could make it...