Filing for Chapter 13 bankruptcy is a big decision that will impact your life now and in the future. Once you understand what the process entails, it's easier to get on board with the idea of efficiently moving forward. Here are five things you should collect before...

There are many good reasons to consider Chapter 13 bankruptcy, including the ability to catch up on your debt over the course of your repayment plan. While it's easy to focus on the benefits of a Chapter 13 bankruptcy filing, you should also learn more about some of...

With Chapter 13 bankruptcy, you can use your regular monthly income to repay some or all of your debt. Doing this over the course of three to five years goes a long way in helping you keep your assets. Here are some reasons to choose Chapter 13 bankruptcy: Avoid...

If you have delinquent debts, then you've likely received your fair share of harassing calls from collection agencies. What you may not be aware of is that there's a limit to how a debt collector can engage with you. If their interaction with you goes beyond a certain...

Although many consumers gravitate toward Chapter 7 bankruptcy as it provides a fresh start within several months, you may come to find that you don't qualify. In this case, you'll probably want to learn more about Chapter 13 bankruptcy. There are many benefits of this...

Chapter 13 bankruptcy can provide a lot of benefits to the individual filer. As with all chapters of bankruptcy though, there are some downsides to filing for Chapter 13 bankruptcy. Today, we would like to discuss the many different positives and negatives of filing...

We've talked about Chapter 13 bankruptcy on this blog numerous times, and when we do we always mention the repayment plan that is involved with the process. This is the signature characteristic of the Chapter 13 filing, allowing the bankrupt individual to reorganize...

Chapter 13 bankruptcy is one of the two most common forms of personal bankruptcy. Many people use Chapter 7 bankruptcy. This forms requires a means test to be passed. If you earn too much then you won't qualify for Chapter 7. Chapter 13 is a great option for those who...

As with any form of bankruptcy, Chapter 13 has numerous positive and negative aspects to it. The filer needs to qualify for Chapter 13 first, which has strict income rules, but if you do qualify for Chapter 13 and the repayment plan that it offers, it could make it...

There are two common forms of personal bankruptcy that many people have heard of, but they may not know the differences between them. Chapter 7 bankruptcy and Chapter 13 bankruptcy are critical tools that people can utilize to get out from underneath their debt. But...