Bankruptcy
Debt Relief
Property & Assets
Bankruptcy FAQ
If you're inching closer and closer to filing for Chapter 7 bankruptcy, it's imperative to understand what you're getting into. The way you prepare for this process will help you make the right decisions at the right time. Once you have weighed your options, here are...
If you find yourself buried in credit-card debt, it's important to carefully review your most recent statements for a clear idea of exactly where things stand. When doing so, pay close attention to the minimum monthly payments. These are the amounts you're required to...
If you have creditors who keep calling to ask for payments, you may be tempted to tell them to stop. After all, you are seriously considering filing for bankruptcy. Alternatively, no creditors are calling yet, but you might reach out to them to let them know...
If you receive a foreclosure notice, your stomach will sink and your head will begin to spin. This is a natural reaction, as you know your lender is closing in on repossessing your home. Fortunately, even if you receive a foreclosure notice, it doesn't mean that you...
When an emergency strikes or you need a little extra money to make it through to payday, you might turn to payday lenders. The interest rates leave a bad taste in your mouth, but, hey, these lenders will give you money without much red tape. You cannot say...
If you have debt spread over multiple credit cards, there are several strategies you can use to regain control of your finances. For example, you may decide to tackle the credit card with the highest interest rate first. Once that one is eliminated, you can then begin...
If you find yourself facing a large amount of credit-card debt, you'll want to implement a strategy for paying it off as quickly as possible. While you do this, it's critical to pay attention to any fees that are adding to your problem. Here are some of the most...
If you face overwhelming debt in Louisiana and have both a first and second mortgage on your home that you fear you cannot pay, you may be able to save your home from foreclosure via a Chapter 13 bankruptcy. In addition, you may be able to get rid of your second...
If you have delinquent debts, then you've likely received your fair share of harassing calls from collection agencies. What you may not be aware of is that there's a limit to how a debt collector can engage with you. If their interaction with you goes beyond a certain...
Access to a credit card can be both a good and bad thing. On the plus side, you don't have to immediately part with cash to make a purchase. Conversely, this makes it much easier to spend money on something you can't afford. There are definitely times when it makes...