If you have debt spread over multiple credit cards, there are several strategies you can use to regain control of your finances. For example, you may decide to tackle the credit card with the highest interest rate first. Once that one is eliminated, you can then begin...
If you find yourself facing a large amount of credit-card debt, you'll want to implement a strategy for paying it off as quickly as possible. While you do this, it's critical to pay attention to any fees that are adding to your problem. Here are some of the most...
If you face overwhelming debt in Louisiana and have both a first and second mortgage on your home that you fear you cannot pay, you may be able to save your home from foreclosure via a Chapter 13 bankruptcy. In addition, you may be able to get rid of your second...
If you have delinquent debts, then you've likely received your fair share of harassing calls from collection agencies. What you may not be aware of is that there's a limit to how a debt collector can engage with you. If their interaction with you goes beyond a certain...
Access to a credit card can be both a good and bad thing. On the plus side, you don't have to immediately part with cash to make a purchase. Conversely, this makes it much easier to spend money on something you can't afford. There are definitely times when it makes...
It doesn't take long to get in over your head financially. If you carry a balance on your credit cards, finance your vehicles and have a mortgage, those payments likely consume a significant portion of your pay every month. Getting into a car accident, suddenly...
Celebrities are not immune from falling behind on paying their debts. One of the most recent examples involves Lil' Kim, who has accumulated over $1.47 million in back taxes. However, Lil' Kim is far from alone. Here are other famous people throughout the years...
If you find yourself drowning in credit-card debt and searching for a solution, the best thing you can do is start at square one. For most, this means learning more about credit-card debt and understanding the steps you can take to make progress in paying it down. In...
No one dreams of the day when they will file for Chapter 7 bankruptcy, as this means something has gone wrong in regards to your finances. If you come to realize that Chapter 7 bankruptcy could help your financial situation, it makes sense to learn more. While you...
Like just about any legal proceeding, filing for bankruptcy requires that you have exhaustive documentation. For example, when you first meet with an attorney, ideally you will bring paperwork such as proof of income (workers' compensation, pay stubs,...