Bankruptcy
Debt Relief
Property & Assets
Bankruptcy FAQ
As a homeowner, there are not many things worse than receiving a foreclosure notice in the mail. If this comes, it's because you've fallen behind on your mortgage payments. Although this will lead to a variety of challenges, there's something to remember: You don't...
Bankruptcy can be a bad word to some people. This route may seem daunting, costly, harmful or unnecessary. If you have one of these mindsets, you may choose to look for an alternative debt relief program to get out of financial hot water. Unfortunately, many of these...
It doesn't matter if you're currently facing a large amount of credit card debt or see yourself moving in this direction, it's imperative to understand why this is happening and what you can do to help yourself. Here are some of the most common causes of credit card...
Although many consumers gravitate toward Chapter 7 bankruptcy as it provides a fresh start within several months, you may come to find that you don't qualify. In this case, you'll probably want to learn more about Chapter 13 bankruptcy. There are many benefits of this...
There are a number of reasons why people need to file for bankruptcy. People may need to file because they lost their jobs or a family member experienced a medical emergency. According to the court website, approximately 115 people in central Louisiana file for...
There are many chapters of bankruptcy, which can lead to a lot of confusion about filing. For the sake of personal bankruptcy filings, there are really only two chapters that are common and relevant for most people: Chapter 7 bankruptcy and Chapter 13 bankruptcy. Most...
If you are declaring bankruptcy, you probably have a lot of concerns about your credit score. You may fear that you will never have good credit again. Filing for bankruptcy does affect your credit, but the damage is not irreparable. Bankruptcy does not...
Imagine that you are in debt to the point that you are keenly aware that your creditors are calling you and mailing you. As a result, you avoid the phone when it rings and you plop your mail down on a table that conveniently stays out of your sight. For lack of a...
One of the commonly understood aspects about student debt is that it can't be discharged through bankruptcy -- unless there are extreme circumstances involved. As such, this form of debt becomes incredibly important to manage for those who have a student loan. But...
You probably know that when you file Chapter 7 bankruptcy in Louisiana, your credit card debt is wiped out; i.e., discharged. Consequently, you may think that maxing out your credit cards before filing bankruptcy is a good idea. It is not. While it is true that...