If you are considering filing for bankruptcy, you may be dealing with enormous stress. For many people in the Alexandria, LA, area, the ability to continue working and functioning ranks among top concerns. Commuting to work, taking children to and from school,...
Bankruptcy can be incredibly helpful for those in debt. But we aren't naive -- it isn't a fun process. Going through bankruptcy can take time, while also taking an emotional toll on you. If you take the necessary steps and work hard at it, though, then you can come...
Credit cards are tempting and devious tools. They seemingly offer "free" money, but of course that isn't true. It is simply that a credit card offers us the chance to make a big purchase when we don't necessarily have the cash on hand for it, delaying the moment when...
From a news standpoint, sources tend to group all states together in economic reports. Reports might say, "The U.S. economy is stronger than it has been in a decade." Or, as one recent report says, "The residential foreclosure rate has been below pre-recession...
Life rarely goes in a straight line. There are so many twists, turns and unexpected events that make life maddening -- and invigorating. But when it comes to your finances, the last thing you want is for unexpected events to disrupt your routine and financial...
Filing for Chapter 13 bankruptcy may be the better choice for your situation, but it still involves a complex process. Part of the procedure is meeting with the trustee, which is called a 341 meeting or hearing. Thinking about the meeting may cause you some...
Are you drowning in student debt? A large portion of Americans who attended college are. They proudly headed off to school and applied for student loans, knowing that an education would sustain them financially in life. The reality for many, however, is that while...
The Federal Reserve recently released a report that unveiled that Americans owe more than $1 trillion in credit card debt, collectively. While this may sound like an economic boost on a national level -- people are buying big items and using their credit cards, after...
Are you having a hard time making the mortgage every month? Maybe affording your home has been a consistent struggle for you and your family. Maybe the financial hardship is new. No matter your situation, the frustration regarding your mortgage payments can make you...
Getting by these days sometimes means spending money that we do not have. Honestly, not everyone can afford, for example, that bill to repair their car. Maybe an unexpected medical necessity comes up. Even our health can be expensive. This reality makes it...