Bankruptcy
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Bankruptcy FAQ
The Federal Reserve recently released a report that unveiled that Americans owe more than $1 trillion in credit card debt, collectively. While this may sound like an economic boost on a national level -- people are buying big items and using their credit cards, after...
Are you having a hard time making the mortgage every month? Maybe affording your home has been a consistent struggle for you and your family. Maybe the financial hardship is new. No matter your situation, the frustration regarding your mortgage payments can make you...
Getting by these days sometimes means spending money that we do not have. Honestly, not everyone can afford, for example, that bill to repair their car. Maybe an unexpected medical necessity comes up. Even our health can be expensive. This reality makes it...
There are two common forms of personal bankruptcy that many people have heard of, but they may not know the differences between them. Chapter 7 bankruptcy and Chapter 13 bankruptcy are critical tools that people can utilize to get out from underneath their debt. But...
Falling behind on your car loan payments can feel scary and stressful, but all hope is not gone. If you are worried about your car getting repossessed, find solace in the fact that there is a way to keep it. Filing for Chapter 13 bankruptcy can protect your car...
A recent post about creditor harassment listed a couple of ways creditors or collection agencies can become a nuisance. If you have debt you are probably already stressed out and doing what you can to address the financial hurdles in your life. Harassment by outsiders...
Sure, there are things in life that are simply annoying. They bug you, like nails on a chalk board. Maybe you even think they should be outlawed. But because this is a free country and you might be dealing with a mere pet peeve, there is little you can do to address...
Obtaining a payday loan is a simple process. All you need is identification, a steady income and a bank account in good standing. In the state of Louisiana, the maximum loan amount is $350, and the loan term is 60 days or fewer. However, the transaction is usually for...
Data gathered from agencies and organizations across the country reveal how many families are struggling with medical bills. Part of the problem is that people are responsible for paying more out-of-pocket costs because of high-deductible insurance plans. To meet...
Many people in Louisiana who are struggling to make multiple credit payments think that consolidating their credit card debt is the answer. After all, it appears to be a good alternative to keeping up with different payment due dates and amounts each month. As...