If you are in your 20s or 30s and already have significant debt, you are certainly not alone. Research shows that two-thirds of millennials have long-term debt and a majority are struggling to repay it. In addition to long-term debt, such as student loans, the...
As you may already know, in order to qualify for Chapter 7 bankruptcy you have to pass a "means test." The means test was put in place to reserve bankruptcy for people who need it most. As a result, people with higher incomes are not allowed to file for Chapter 7...
The short answer to this frequently-asked question is: Yes, it is often possible to file for bankruptcy protection and keep your home. One of the biggest misnomers about filing for bankruptcy is that the process results in losing all of your property and assets. As a...
Millions of Americans have pursued higher education in order to be in a better place financially, only to discover that their student loans have saddled them with a lifetime of unmanageable debt. In fact, student loan debt has reached an astounding $1.2 trillion...
Filing for bankruptcy is not something to be ashamed of. Our founding fathers made bankruptcy an option in our Constitution because they understood what a burden serious debt can be and they wanted Americans to be able to regain their freedom. As you probably already...