Getting constant calls from debt collectors in Louisiana can really take its toll. You may even receive them at work or they may call your relatives, trying to get information about you. It can be a very frustrating situation. Even if you know you owe the debt, you...
Due to a variety of forces, many people end up in outstanding debt. In the state of Louisiana, the average student loan debt was $26,865 in 2015. Those numbers come courtesy of a report published in USA Today. One of the most frightening aspects of too much...
When you are faced with mountains of debt, you may not be sure what step to take first. Many options are before you, each promising a positive outcome. You may wonder if it makes a difference which you choose. The answer is yes, it does. Some ways of managing debt are...
Debt collectors may not always employ the most honest of practices. In fact, some of the practices got so bad that federal government enacted the Fair Debt Collections Practices Act. The Federal Trade Commission has information about what constitutes abuse...
Having a large amount of debt is undeniably overwhelming, and if you are among the many Americans who are finding themselves in this position, know that you are not alone. Medical bills often have the capacity to catapult even the most financially responsible people...
Getting by these days sometimes means spending money that we do not have. Honestly, not everyone can afford, for example, that bill to repair their car. Maybe an unexpected medical necessity comes up. Even our health can be expensive. This reality makes it...
Obtaining a payday loan is a simple process. All you need is identification, a steady income and a bank account in good standing. In the state of Louisiana, the maximum loan amount is $350, and the loan term is 60 days or fewer. However, the transaction is usually for...
According to Bankrate.com, the average credit card debt per family in Louisiana is almost $5,000. Did you know that if you only make the minimum payment each month, it would take nine years to pay this off? And that is if you do not incur any other debt during this...
Many Americans live paycheck to paycheck, so when an emergency happens, like an expected medical expense or a car repair, they don't have any extra cash to cover it. They may turn to a payday loan for help. Unfortunately, payday loans are commonly known as debt traps...
While holiday cheer is in the air, you may be feeling uneasy about the cost of gifts, groceries and everything else that comes with holiday parties and gift exchanges. While it may be tempting to use the holidays as a good excuse to charge things to your credit card -...